Editor's Note: This is a monthly publication on economic trends and financial policy issues. In this publication you can read "The Longbrake Letter", an analysis of economic trends and conditions written by Bill Longbrake, as well as commentary on financial regulation and policy written by members of the law firm Barnett, Sivon & Natter, P.C., a Washington, DC based law firm that specializes in financial services law.

ISSUE: #58, April 2015

The Longbrake Letter
- Bill Longbrake
With the exception of Europe, the global economy, including China and the U.S., is off to a disappointing start this year. As for Europe, the stars appear to have aligned at long last but is Europe’s recent good fortune prelude to steady, if uninspiring growth, or will it turn out in a few quarters to be a dead cat bounce within a trend of long-term secular decline? Bill Longbrake discusses Europe’s long-term prospects and the threat posed by Greece’s acute financial crisis. He also examines the surprisingly weak first quarter growth in the U.S. and what this portends.

How to Prepare for CFPB Examinations
- Bob Barnett
We now know enough about CFPB examinations to enable alert institutions to prepare for them. Here are some thoughts on that.

Senator Warren and FDIC Director Hoenig Present Financial Regulatory Reform Proposals
- Jim Sivon
In separate speeches that happened to be given on the same day, Senator Elizabeth Warren and FDIC Director Thomas Hoenig proposed significant changes in financial regulation. The proposals are noteworthy because of their detail, and because they could receive some consideration as Congress debates financial regulation legislation.

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