Editor's Note: This is a monthly publication on economic trends and financial policy issues. In this publication you can read "The Longbrake Letter", an analysis of economic trends and conditions written by Bill Longbrake, as well as commentary on financial regulation and policy written by members of the law firm Barnett, Sivon & Natter, P.C., a Washington, DC based law firm that specializes in financial services law.

ISSUE: #61, July 2015

The Longbrake Letter
- Bill Longbrake
In this months letter Bill Longbrake examines the short and long-run consequences and implications of the Greek fiscal crisis and the Chinese stock market crash. He also explores the question of whether the next U.S. economic recession might be just around the corner. The remainder of the letter contains updates about the U.S. economic outlook for employment, inflation and monetary policy, as well as a summary congressional work on a variety of fiscal policy issues.

Brief Comments on Disparate Impact and Kick-backs
- Bob Barnett
Two significant decisions were released recently. In the Supreme Court disparate impact case, the implications may be different than the opinion might suggest, and in In Re PHH Corp, et al, Director Cordray reaches important, and somewhat surprising, conclusions in the agency's first appeal from a contested administrative proceeding.

FinTech and Banking and Commerce
- Jim Sivon
This article provides a short history of the mixing of banking and commerce since the 1930s.

Five Years of Dodd-Frank A Brief Assessment
- Bob Barnett
Five years later, it seems that Dodd Frank has had a checkered career, with some needed changes being implemented, some changes not being totally successful, and some unfortunate mistakes and omissions.

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