Barnett Sivon & Natter
The law firm of Barnett Sivon & Natter, P.C. specializes in representing financial institutions and other parties before federal and state financial regulatory agencies and the U.S. Congress.
The firm's clients include domestic and foreign banks, financial holding companies, savings associations, insurance companies, individual and corporate investors, financial consultants, and trade associations.
The principals in the firm also serve as counsels in the international law firm of Squire Patton Boggs.
All members of the firm have received an "AV" rating from Martindale-Hubble.
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James C. Sivon, Partner
Raymond Natter, Partner
James C. Sivon is a partner in the Washington, D.C. law firm of Barnett Sivon & Natter, P.C. He specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.
He is a former senior vice president and general counsel for the Association of Bank Holding Companies (1983-1985), and he served as the staff director for the Republican members of the U.S. House Committee on Banking, Finance and Urban Affairs from 1980 to 1983. Mr. Sivon is a frequent speaker on the regulation of financial services firms, and is the author of various publications including The New CRA, published by the American Bankers Association, Insurance Activities: A Legal Guide for Banks, published by A.S. Pratt & Sons, and FIRREA: Implementation and Compliance, published by Warren Gorham & Lamont (co-author). Jim Sivon is a member of the Executive Council of the Federal Bar Association's Banking Law Committee and the Exchequer Club.
He received his undergraduate degree from Denison University and his law degree from Georgetown University Law Center, and is admitted to practice in the District of Columbia.
Jim also serves as counsel in the international law firm of Squire Patton Boggs.
Katie Wechsler, Counsel
Katie Wechsler is counsel in the Washington, D.C. law firm of Barnett Sivon & Natter, P.C. She specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.
Ms. Wechsler previously served as counsel and associate director of government affairs for The Financial Services Roundtable's Housing Policy Council. In that role, Ms. Wechsler researched, analyzed, and drafted testimonies, regulatory comment letters, and policy papers on housing and mortgage issues, regulations, and legislation.
Ms. Wechsler received her undergraduate degree from Vanderbilt University and her law degree from The George Washington University Law School. She is admitted to practice in the District of Columbia.
Katie also serves as counsel in the international law firm of Squire Patton Boggs.
Raymond Natter is a partner in the Washington, D.C. law firm of Barnett Sivon & Natter, P.C. He specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.
Mr. Natter served as deputy chief counsel of the Office of the Comptroller of the Currency, where his responsibilities included the development and review of all of that agency's regulatory undertakings from 1995 through 2004. At the OCC, Mr. Natter also was responsible for the legal department's securities and corporate practices division, bank structure division and legislative affairs office. The legal department of the OCC's New York and Chicago offices reported directly to Mr. Natter. Prior to the OCC, Mr. Natter served as a senior staffer for eight years on the U.S. Senate Committee on Banking, Housing and Urban Affairs, and was the Committee's Republican chief counsel from 1989 through 1995. Prior to the Senate, Mr. Natter was a senior counsel at the legal department of the Federal Reserve Board in Washington, D.C.
Mr. Natter has written extensively on financial services legal and policy issues, and is often asked to speak at financial institution conferences and seminars and cited in the industry's leading publications for his expertise in the financial services field.
Mr. Natter received his undergraduate degree from Rensselear Polytechnic Institute and his law degree from Georgetown University Law Center. In 1979, he was awarded an LL. M. degree with highest honors from the George Washington University National Law Center. He is admitted to practice in the District of Columbia.
Ray also serves as counsel in the international law firm of Squire Patton Boggs.
Jason Kratovil, Executive Director, Consumer First Coalition
Jason Kratovil is a recognized expert in payments, data security, privacy and financial technology policy, and brings 18 years of experience to the Coalition. A veteran of three financial trade associations, Capitol Hill and the technology sector, Kratovil is a proven coalition builder and leader. His background enables him to successfully manage diverse stakeholders: Over the last two decades, he has developed proven capabilities that range from collaborating with C-suite executives and driving a narrative with policymakers and the media, to working with technologists to understand the operational aspects of a business, all of which allows him to better advocate for his constituents. He has provided expert testimony to the U.S. Congress and has written extensively on a variety of payments and data protection issues. In addition, Kratovil serves on the Fairfax County (VA) Consumer Protection Commission.
Most recently, Kratovil established and managed the payments, data security and technology policy practice at the Financial Services Roundtable. In that capacity, he led the association's Payments Policy Committee, comprised of CEOs from the leading banks and payments companies in the country, working with the executives and their business leaders to establish priorities and strategies, and develop comprehensive execution plans to deliver legislative and regulatory victories. Noteworthy accomplishments include the enactment of legislation to combat synthetic identity fraud; engagement with the CFPB as a leading voice on data aggregation issues; and spearheading research on Big Data, data governance and digital identities.
Prior to the Roundtable, Kratovil served as VP and Deputy Executive Director of the Card Policy Council at the American Bankers Association, and as VP at the Independent Community Bankers of America. He also served for six years as Legislative Director for U.S. Rep. Steven C. LaTourette, where he led efforts to enact several key consumer protection provisions during reauthorization of the Fair Credit Reporting Act, and drafted the first piece of bipartisan data security and consumer breach notification legislation to advance through the House Financial Services Committee.
Kratovil began his professional career in marketing communications at Dell, where he helped manage the firm's relationships with key enterprise software partners. This included oversight of the planning, logistics, budget and personnel associated with large trade shows, including representing the firm at events across the country. Key to his success and growth in this role was the time he spent with engineers and product designers. This not only resulted in the formation of trusted relationships, but also gave him the opportunity to tear apart and build hardware, and learn the technical workings of the servers and network storage devices he would eventually be representing to potential customers in the field. This would become a pattern throughout his career: Investing the time to learn the business and operational aspects of complicated financial systems in order to gain a more granular depth of understanding, and higher level of credibility as an advocate, than many of his peers.
He received a Master of Public Policy from George Mason University and holds two Bachelor of Arts degrees from Miami University (OH). In addition, he holds a Certified Information Privacy Professional certification from the International Association of Privacy Professionals. Kratovil resides in Alexandria, Virginia with his wife and son and enjoys cooking, fishing, coaching little league, playing classical piano and bluegrass banjo, and is obsessed with all things automotive.
Our clients are financial services firms, financial trade associations, and individuals who work in the financial services sector. Clients include money center and regional banks, insurance companies, national trade associations for the financial services industry, money service providers, and other non-depository financial services firms. The firm also manages various industry coalitions that focus on compliance and policy issues.